Retirement

Brida Audio
Brida Audio
Retirement
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Sam and Claire, discuss the various topics that were raised by members of the Caffeine Crossings Group. The discussion starts with Sebastian, who has recently become a father. His experiences as a new dad lead to a reflection on the challenges of caring for elderly loved ones, which is a topic that several other community members are also facing. The hosts discuss the financial burdens and limited access to quality care for seniors, highlighting the difficulties faced by both pensioners and self-funded retirees. The conversation then takes a lighter turn as the hosts delve into Monica’s experiences at a scout camp, where she encountered a koala, a snake, and various other wildlife. This leads to a discussion about cultural traditions and how they adapt to different environments. Through these diverse stories, the hosts showcase the power of connection and how shared experiences can inspire reflection and understanding.

Key topics:  Parenthood, Elderly Care, Australian Culture, Wildlife Encounters, Christmas Traditions.

Transcript

Sam

Hey Brida community and welcome back to Caffeine Crossings Brewed Review. I’m Sam

Claire

and I’m Claire. Hey everyone.

Sam

And we are ready for another uh fascinating review of some of the conversations from our amazing Brida Community members.

Claire

Yes, and such a variety this week.

Sam

And I’m so glad you’re here with me, Claire. Now, sadly, we are missing Julia this week.

Claire

Oh, that’s a shame.

Sam

She had a last minute work emergency, so we’re sending her good vibes and hoping everything’s okay.

Claire

Yes, thinking of you, Julia.

Sam

But we’ll miss her insights. Uh but hey, that just means more coffee. conversation for us.

Claire

Always a silver lining,

Sam

Right. So, let’s dive right in. Uh Sebastian, as you know, is now a dad.

Claire

Yes. To a five month old little girl.

Sam

It’s hard to believe it’s been 5 months already.

Claire

I know. Time flies.

Sam

It really does. I bet those early days are a whirlwind for him and his partner.

Claire

Oh, absolutely. Newborns are just constantly changing and developing. It’s amazing to witness.

Sam

It is. And you know, it’s so easy to get caught up in that day-to-day chaos of parenting.

Claire

Oh, for sure.

Sam

And forget to kind of hit pause and really savour those special moments.

Claire

Absolutely. Monica actually mentioned something similar.

Sam

Really?

Claire

Yeah. She said she wished she had documented more of her daughter’s early milestones, and you know, those little quirks that babies have.

Sam

You know, I bet a lot of our listeners can relate to that.

Claire

Oh, definitely. It’s something that I think most parents experience at some point.

Sam

That feeling of wishing you had captured more of those fleeting moments.

Claire

Exactly. Because they grow up so fast.

Sam

They really do. But Sebastian did share a pretty hilarious anecdote about trying to collect a urine sample from his daughter.

Claire

Oh, I can only imagine.

Sam

Yeah, it’s just a little reminder that parenting isn’t always glamorous,

Claire

Right. It’s not all picture perfect.

Sam

It’s definitely a lot of trial and error, and sometimes you end up covered in things you didn’t expect,

Claire

but it’s all part of the journey.

Sam

It really is. And it sounds like Sebastian is just embracing every moment.

Claire

He is. He even mentioned that his daughter’s already trying to stand on three legs while grabbing objects.

Sam

Whoa, three legs?

Claire

I know. Apparently, she has got this unique technique where she’ll prop herself up on one leg and an arm, and then reach out with the other hand.

Sam

Wow, that’s amazing.

Claire

It is. And she’s also mastered this adorable crawl that Sebastian calls the butter gam.

Sam

The butter gam.

Claire

I know. It’s the cutest thing. Apparently, it’s like a combination of a crawl and a scoot.

Sam

Sounds like she’s on the move.

Claire

Oh, definitely.

Sam

But,you know, Sebastian’s journey into parenthood actually got us all thinking about the other end of the life spectrum.

Claire

Yes. The realities of ageing and caring for elderly loved ones.

Sam

It’s a topic that’s often overlooked, but it’s something that many of us will face at some point in our lives.

Claire

Absolutely. And it’s something that Sebastian’s dealing with right now as he searches for a senior residence for his 85-year-old grandmother.

Sam

Oh, wow. That’s a big undertaking.

Claire

It is. And it sounds like it’s been a stressful process for him.

Sam

Why is that?

Claire

Well, apparently the search became urgent after his grandmother had a fall.

Sam

Oh, no.

Claire

Yeah. And there are these incredibly long waiting lists at almost every free facility.

Sam

That’s concerning.

Claire

It is. It really highlights the growing demand for care services and the challenges that families are facing.

Sam

It’s a situation that many people can relate to.

Claire

Definitely. And as Frank pointed out, the financial burden of elderly care can be really overwhelming.

Sam
Frank has experience with this, hasn’t he?

Claire

Yes. Both with his 87-year-old mother who lives with him, and also with his mother-in-law in England.

Sam

Yeah. He mentioned the costs were astronomical.

Claire

They were. Home care for his mother-in-law with five visits a day was costing a staggering €3,000 a month. Yeah. Which is over 4,500 Australian dollars.

Sam

That’s a huge amount of money.

Claire

It is. It really brings up the question of how we as a society ensure equitable access to quality care for all seniors regardless of their financial situation.

Sam

It’s a question that we definitely need to be talking about more.

Claire

Absolutely.

Sam

And you know, Monica chimed in with her perspective on the Australian healthcare system and how it impacts elderly care.

Claire

Yes, she made some really interesting points.

Sam

She did. She highlighted this contrast between pensioners who receive government assistance and self-funded retirees who often face higher costs.

Claire

It does seem a bit unfair, doesn’t it?

Sam

It does. You’d think that if you worked hard and saved for your retirement, you wouldn’t be penalized for it.

Claire

You would think so, but unfortunately, that’s the reality for many self-funded retirees in Australia.

Sam

And Monica shared a story about her neighbour who’s been struggling to find a suitable place in a nursing home.

Claire

And the daily rates they’re facing are just exorbitant.

Sam

It’s heartbreaking, isn’t it?

Claire

It is. And to make matters worse, Monica mentioned that some facilities require these massive lump sum payments upfront.

Sam

We’re talking like hundreds of thousands of dollars.

Claire 

Yes. Somewhere around $400,000 to $500,000.

Sam

That’s essentially forcing people to sell their homes and downsize just to access care.

Claire

It’s a really difficult situation and it raises a lot of ethical questions.

Sam

It does. Monica was even researching the legal ramifications of hiding assets to avoid these costs. 

Claire

And she discovered that the penalties can be really severe.

Sam

It’s a tough situation all around.

Claire

It is. You have families struggling with these difficult decisions and then you have the systemic issues of limited space, long wait lists and exorbitant costs.

Sam

It really paints a picture of a system under immense pressure.

Claire

It does. And this pressure is only going to increase as birth rates decline and lifespans increase in many Western countries.

Sam

So the demand for aged care services is going to continue to outpace supply.

Claire

That’s right. It’s a trend that Monica highlighted as well and it makes you wonder what does the future hold for elderly care?

Sam

That’s the big question, isn’t it? How can we ensure quality care that’s both accessible and affordable for everyone?

Claire

It’s a conversation that needs to continue and evolve. Wouldn’t you agree?

Sam

Absolutely. These are such important questions, and I’m glad we’re starting to have this conversation.

Claire

Me, too. I think the stories from our Brida Community provide such a valuable and human perspective on these complex issues.

Sam

They really do.

Claire

It’s a conversation that we need to be having on like a global scale. I think

Sam

Yeah because these trends are happening all over the world.

Claire

They are.

Sam

And you know what I think it would be helpful? Yeah. If we maybe took a step back for a moment. And just clarified a couple of terms that Monica used.

Claire

Okay. Sounds good.

Sam

Because she was talking about pensioners and self-funded retirees. And I think for some of our listeners who may not be familiar with the Australian system, those terms might be a little confusing.

Claire

Yes. Good point.

Sam

So Claire, could you maybe just break down the difference between those two groups?

Claire

Yes, absolutely. So in Australia, a pensioner is someone who receives financial support from the government during their retirement. Um, and this support is typically based on their income and assets, and it’s designed to help cover basic living expenses. Whereas a self-funded retiree is someone who has accumulated enough savings and investments to support themselves financially during retirement without relying on that government assistance.

Sam

So they’re essentially financially independent.

Claire

Exactly.

Sam

But the issue that Monica raised is that self-funded retirees often find themselves facing higher costs for aged care services. Despite having been financially responsible throughout their lives.

Claire

Yes. It’s like they’re being punished for saving for their own future.

Sam

It does seem a bit counterintuitive, doesn’t it?

Claire

It does.

Sam

And Monica’s neighbour situation really illustrates this point. They’re being quoted these incredibly high daily rates for nursing homes.

Claire

It’s really disheartening to think that people who have worked hard their entire lives might have to sacrifice their financial security just to receive the care they need.

Sam

It is. And it makes you question the fairness of the system.

Claire

Absolutely.

Sam

And it’s not just about the cost of care either. It’s also about the availability of facilities. Remember Sebastian’s situation? He’s facing those incredibly long waiting lists for his grandmother.

Claire

Yes. It’s a common problem

Sam

And it really highlights the fact that the demand for aged care services is far exceeding the current supply

Claire

And that gap is only going to widen as the population ages.

Sam

It’s a worrying trend for sure.

Claire

It is. And you know, Monica pointed out an interesting trend that’s emerging in response to this growing need.

Sam

What’s that?

Claire

The increasing reliance on immigrant workers to fill those caregiving roles.

Sam

Oh, right. We’ve seen that happening in other sectors as well, haven’t we?

Claire

We have. It’s a global phenomenon, really.

Sam

As the demand for care workers continues to grow, countries are increasingly turning to immigrant workers to fill those positions. 

Claire

Exactly. And it raises some important ethical questions

Sam

For sure. Are we providing fair wages and working conditions? Are we ensuring that these workers have the support and resources they need?

Claire

These are all things that we need to be considering.

Sam

Absolutely. It’s a complex issue with many layers. But you know what? Maybe, we could shift gears for a moment and talk about something a little lighter.

Claire

Sure. Sounds good.

Sam

How about we revisit Monica’s adventures at scout camp?

Claire

Oh, yes. I want to hear more about that koala encounter. 

Sam

Okay, so picture this. Monica’s at scout camp and she decides to sleep in her car for a night.

Claire

Okay. In her car.

Sam

Yeah. You know, for the full outdoorsy experience. She’s got her trusty air mattress.

Claire

Oh, very important.

Sam

Electric pump all set up.

Claire

Sounds comfy.

Sam

She thought so, too. Until she was rudely awakened by a very vocal kookaburra at the crack of dawn.

Claire

Oh, no. A kookaburra alarm clock.

Sam

Not exactly the peaceful, nature-filled morning she was probably hoping for.

Claire

No, not at all.

Sam

But hey, it makes for a good story.

Claire

It does. And it actually reminded Frank of a rather concerning trend he’s noticed in Adelaide.

Sam

What’s that?

Claire

Apparently rising housing costs are forcing more and more people to live in their vehicles.

Sam

That’s so sad.

Claire

It is. It’s a real issue and it just highlights how interconnected these issues are. You know, affordable housing, access to health care, the financial realities of ageing It’s all part of the same tapestry.

Sam

You’re so right, Claire. These stories from the Brida community really bring these issues to life and remind us that they’re not just abstract concepts. 

Claire

Exactly. They’re impacting real people’s lives.

Sam

And speaking of real life encounters, let’s get back to Monica and her koala.

Claire

Yes, the koala. Tell me more.

Sam

So, this koala was quite the character. Very noisy, not afraid to make its presence known. Monica managed to snap a picture of it perched in a eucalyptus tree.

Claire

Oh, I bet that’s a great photo.

Sam

And it actually starts this whole conversation about Christmas traditions.

Claire

Christmas traditions and a koala. I’m intrigued.

Sam

So, both Monica and Frank, being from Australia, shared their experiences with real Christmas trees.

Which, as you can imagine, don’t do so well in the Australian heat.

Claire

Yeah, it must be a challenge to keep those trees fresh and green.

Sam

It is. And Monica’s dad came up with this ingenious solution.

Claire

Oh, tell me.

Sam

He built a DIY tree stand with bucket pegs and a metal pole.

Claire

Wow, that’s resourceful.

Sam

It was a true testament to Aussie ingenuity.

Claire

I love it. And of course, Frank had to chime in with his memories of Christmas as a child.

Sam

Of course, he did.

Claire

He even mentioned using real candles on the Christmas tree.

Sam

I know. Can you imagine the fire hazard?

Claire

Oh my goodness.

Sam
But Frank said back then common sense was the main safety regulation.

Claire

Wow. Times have definitely changed.

Sam

They have. And you know, Monica’s backyard wasn’t just home to koalas and Christmas tree memories.

Claire

Oh, is there more?

Sam

She also mentioned encounters with possums, echidnas, even a fox.

Claire

It sounds like a wildlife sanctuary,

Sam

Right. And then she had a run-in with a brown snake.

Claire

A brown snake? Those are venomous, aren’t they?

Sam

They are. She had to call a snake catcher to safely remove it from her garden.

Claire

That’s a good reminder to be aware of your surroundings.

Sam

It is, especially in Australia.

Claire
But it’s fascinating how Monica’s backyard adventures, from the koala encounter to the brown snake, sparked these broader conversations, about cultural traditions, social issues, and the changing landscape of our world.

Sam

It’s amazing how those seemingly small moments can lead to these bigger reflections.

Claire

It is. It’s a testament to how interconnected our lives truly are.

Sam

You’re so right, Claire, and that’s the beauty of these Caffeine Crossings Brewed Reviews.

Claire

Exactly. It’s about connecting, sharing, and learning from each other’s experiences.

Sam

It really makes you appreciate the diversity of life on this planet.

Claire

It does. And it’s a good reminder that what might seem ordinary in one part of the world can be quite extraordinary in another.

Sam

Exactly. And you know, Monica’s brown snake encounter, it really got me thinking about how different life is in Australia compared to other parts of the world.

Claire

You know what’s fascinating to me? Is how those encounters with nature, often reveal deeper truths about ourselves in the societies we live in.

Sam

That’s a really interesting perspective.

Claire

Like think about it, Monica. Having to call a snake catcher. It highlights those unique challenges and adaptations required for life in Australia.

Sam

It definitely It’s not just about snakes either, right?

ClaIre

No.

Sam

Remember we were talking about real Christmas trees.

Claire

Oh yes.

Sam

And how difficult it is to keep them fresh in the Aussie heat.

Claire
Absolutely. That conversation was so illuminating.

Sam

It was.

Claire

It highlighted how cultural traditions often have to adapt to the realities of the environment.

Sam

It’s true. And Monica’s dad’s DIY Christmas tree stand.

Claire

Oh, yes. What a great story.

Sam

Talk about resourceful.

Claire

It just goes to show how people find creative solutions to overcome those challenges.

Sam

They do. And it’s that Aussie ingenuity, isn’t it?

Claire

Resourcefulness is definitely a defining characteristic of Australians, I’d say.

Sam

Yeah. They have this incredible ability to make do and find innovative ways to adapt to their surroundings.

Claire

Exactly. But, you know, it’s not just about the practicalities of life down under. These stories also reveal something about the Australian spirit, don’t you think?

Claire

Absolutely. There’s a sense of resilience, a sense of humour, and a deep connection to the land that just permeates these stories. It’s what makes Australian culture so unique and captivating.

Sam

I completely agree. It’s a reminder that even in the face of challenges, there’s this underlying optimism and a determination to make the best of things.

Claire

And that spirit shines through and all of our Brida Community members, doesn’t it?

Sam

It really does.

Claire

Whether it’s Sebastian navigating the joys and challenges of new parenthood, Frank sharing his wisdom and experiences, or Monica embracing those adventures, both planned and unplanned.

Sam

Yeah, they really do embody that zest for life.

Claire

They each bring something so special to the community,

Sam

And it’s inspiring to see how they navigate these different stages of life, you know, embracing the changes and finding joy in the everyday moments.

Claire

And it’s a reminder to all of us, isn’t it?

Sam

What’s that?

Claire

Life is full of twists and turns, unexpected encounters and moments that challenge us to grow and adapt. But it’s in those moments that we discover our strength, our resilience, and our capacity for connection.

Sam

Beautifully said, Claire. I think that’s the perfect note to end on.

Claire

I agree, Sam. So, until next time, Brida community.

Sam

Thanks for listening. Hope to see you soon, Claire and Sam.

Claire

Toodleloo

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